CFOonTap
859-360-9312
Fractional CFO & Financial Advisory for the Trades
Turning good books into great decisions.

Growth and stability can destroy each other. We make them feed each other.

Your business deserves a CFO. You don't need one full-time.

You're ready to grow — add trucks, hire techs, take on bigger jobs. But growth eats cash. One slow collection, one bad season, one surprise on a big job, and the business you built is suddenly in trouble. Your bookkeeper keeps the books. Your CPA files the returns. But neither one is watching the road ahead. That's the work of a CFO — and CFOonTap puts one on your team without the full-time cost.

What We Do

We work alongside your existing team to add the financial strategy layer that most trades businesses are missing.

Fractional CFO Services

Monthly financial oversight that works alongside your existing bookkeeper and controller. P&L and balance sheet review, KPI tracking, and strategic guidance from someone who's spent a career in this industry.

Cash Flow & Seasonal Forecasting

12-month seasonalized budgets built around the reality of your business. Monthly budget-to-actual reviews so you see the variances before they become problems.

Inventory & Truck Stock Optimization

Reduce shrinkage, eliminate dead stock, and gain real visibility into what's on every truck. Hands-on experience designing and building inventory systems used by contractors in the field.

Technology & Systems Evaluation

Vendor-neutral assessment of your software stack — from field service platforms to accounting systems. We evaluate from a business process and financial perspective, not a features checklist.

How We Work

A straightforward path from first conversation to ongoing partnership.

1

Discovery

A focused diagnostic of your financial operations, inventory processes, cash flow patterns, and technology. Fixed fee. Typically one week.

2

Roadmap

A clear report with quantified findings, prioritized recommendations, and an honest assessment. Yours to keep regardless of next steps.

3

Partnership

Monthly fractional CFO retainer. We join your team — attending financial reviews, managing forecasts, and advising on the decisions that move the needle.

Why CFOonTap

CFOonTap